*{
    margin:0;
    padding:0;
    box-sizing:border-box;
    font-family:Arial;
    }
    
    body{
    line-height:1.6;
    }
    
    .container{
    width:90%;
    max-width:1200px;
    margin:auto;
    }
    
    header{
    background:#0b3d91;
    color:white;
    padding:15px 0;
    }
    
    .navbar{
    display:flex;
    justify-content:space-between;
    align-items:center;
    }
    
    .menu a{
    color:white;
    margin-left:20px;
    text-decoration:none;
    font-weight:bold;
    }
    
    .menu a:hover{
    text-decoration:underline;
    }
    
    .banner{
    position:relative;
    height:400px;
    background-size:cover;
    background-position:center;
    }
    
    .banner-text{
    position:absolute;
    top:50%;
    left:50%;
    transform:translate(-50%,-50%);
    color:white;
    text-align:center;
    background:rgba(0,0,0,0.5);
    padding:20px;
    border-radius:5px;
    }
    
    section{
    padding:60px 0;
    }
    
    h2{
    text-align:center;
    margin-bottom:30px;
    color:#0b3d91;
    }
    
    .grid{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
    gap:25px;
    }
    
    .card{
    background:white;
    border-radius:8px;
    overflow:hidden;
    box-shadow:0 4px 10px rgba(0,0,0,0.1);
    }
    
    .card img{
    width:100%;
    height:200px;
    object-fit:cover;
    }
    
    .card-body{
    padding:2px;
    }
    
    footer{
    background:#111;
    color:white;
    text-align:center;
    padding:25px;
    margin-top:40px;
    }
    .hero{
        height:500px;
        background:url(images/banner1.jpg) center/cover no-repeat;
        display:flex;
        align-items:center;
        justify-content:center;
        color:white;
        text-align:center;
        }
        
        .hero-content{
        background:rgba(0,0,0,0.5);
        padding:40px;
        border-radius:10px;
        }
        
        .btn{
        display:inline-block;
        margin-top:20px;
        padding:12px 25px;
        background:#0b3d91;
        color:white;
        text-decoration:none;
        border-radius:5px;
        }
        
        .gray{
        background:#f4f4f4;
        }
        
        .cta{
        background:#0b3d91;
        color:white;
        text-align:center;
        padding:60px 20px;
        }
        
        footer{
        background:#111;
        color:white;
        padding:50px 0;
        }
        
        .footer-grid{
        display:grid;
        grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
        gap:30px;
        }
        
        footer ul{
        list-style:none;
        }
        
        footer a{
        color:white;
        text-decoration:none;
        }
        
        .copyright{
        text-align:center;
        margin-top:30px;
        border-top:1px solid #333;
        padding-top:20px;
        }
        .contact-form{
            max-width:600px;
            margin:auto;
            margin-top:30px;
            }
            
            .contact-form form{
            display:flex;
            flex-direction:column;
            gap:15px;
            }
            
            .contact-form input,
            .contact-form textarea{
            padding:12px;
            border:1px solid #ccc;
            border-radius:6px;
            font-size:16px;
            width:100%;
            }
            
            .contact-form textarea{
            height:120px;
            resize:vertical;
            }
            
            .contact-form button{
            background:#0b3d91;
            color:white;
            border:none;
            padding:14px;
            font-size:16px;
            border-radius:6px;
            cursor:pointer;
            }
            
            .contact-form button:hover{
            background:#174a8b;
            }